quick personal loans for fair to good credit scores

Is your credit score between 540-720? ‘Fair to Good’, but not Great?

No worries – with VertoFlex, we try to help first-time borrowers or just folks who need a little more support than big banks can provide at a reasonable interest rate.

Get pre-approved for up to $10,000.

we've got your back, when the big banks don't.

we understand that sometimes life throws unexpected expenses your way. That's why we're here to help you bridge the gap with our hassle-free consumer loans.

Term Financing

Repayable over 4 weeks – 36 months, our Term Financing provides capital for any purpose, giving you the flexibility to invest in your life, future plans, or your business.

debt consolidation

Whether you have credit card debt, medical bills, or other outstanding loans, debt consolidation helps you combine them into one low interest, manageable payment.

minimum requirements 

for funding

Here’s what to expect with the loan application process

Estimate Your Monthly Payments


Credit Score 1
Your Interest Rate: 17.87 %
Loan Options 2
Result 3

customer reviews

Happy Canadians who choose Verto

Isabela L


Reduced my financial stress. Flexibility is helpful!

Simon L


Really easy to request funds and app made it simple.

Shlok V


Staff is communicative and kind. They were helpful and quick with responding to questions.

You ask,
we answer

We want to be clear, helpful, and make this process as simple and stress-free for you, right from the get-go.

Our unsecured personal loans are designed just for Canadians like you. Applying online is a breeze. Once approved and our account executive has connected with you, get funded within an average of 48 hours. Spend the cash however you like and pay early without fees.

To apply, you must meet the age requirement in your province, possess a valid Canadian ID, and demonstrate some form of recurring income. After applying, one of our associates will review your information and reach out with your offer if approved. From there you will sign an agreement and the funds will usually be made available in 1 day.

Loan Pre-approval Application should take 5-7 minutes. Then, you will hear back from us about your approval within 24 hours, based on loan volume. Once you’ve signed the agreement, you should receive your funds within another 24 hours.

ready to get a personal loan with verto?

Get a loan quote, or
reach out to us at loansupport@vertopay.com