quick personal loans for every credit type

Is your credit score lower than you (or the big banks) would like? No problem – with VertoFlex, we try to make sure your past doesn’t come in the way of your financial needs.

Get pre-approved for up to $10,000.

Connect your bank account for a lower rate and faster approval!
10.5 %
unsecured loans start at
20 hour
approval time*

*subject to application volume

Estimate Your Monthly Payments


Credit Score 1
Your Interest Rate: 17.87 %
Loan Options 2
Result 3

Up to $10,000. Approval within hours, not days.

we've got your back, when the big banks don't.

unsecured loan solutions designed with your needs in mind—whether it's dealing with big expenses, consolidating debt, rebuilding credit, or managing the unexpected ups and downs of life.

flexible approval

Our approval process takes into account more than just your credit score. We consider your income, ability to pay bills on time, current debt levels, etc, giving you a better chance at getting funded.

transparent terms

No hidden fees or surprises. We believe in transparency, so you’ll know exactly what to expect with our loan terms. We’re here to provide customers with peace of mind.

quick Funding

With our quick funding process, you could have access to funds in as little as one day after approval. Connecting your bank account will allow us to offer you better rates and a faster approval timeline!

skip the lines. apply online within 7 minutes, and get a low-interest loan that fits your life.


how it works



Get a loan quote, sign-up for Verto & connect your bank account


Get Approved & confirm

Within a 24-hour business day cycle


Receive funds

In your new Verto account

customer reviews

Happy Canadians
who choose Verto

Isabela L


Reduced my financial stress. Flexibility is helpful!

Simon L


Really easy to request funds and app made it simple.

Shlok V


Staff is communicative and kind. They were helpful and quick with responding to any questions I had.

You ask, we answer

We want to be clear, helpful, and make this process as simple and stress-free for you, right from the get-go.

Our unsecured personal loans are designed just for Canadians like you. Applying online is a breeze. Once approved and our account executive has connected with you, get funded within an average of 48 hours. Spend the cash however you like and pay early without fees. We’ve helped tons of folks, no matter their credit history. Let’s make it happen for you too!

Your interest rate hinges on several factors: your credit history, current income, and debt load. Curious about your rate? Apply now, and we’ll reach out to discuss it with you.

To apply, you must meet the age requirement in your province, possess a valid Canadian ID, and demonstrate some form of recurring income. We strive to approve as many applicants as possible. After applying, one of our associates will review your information and reach out with your offer if approved. From there you will sign an agreement and the funds will usually be made available in 1 day.

Loan Pre-approval Application should take 5-7 minutes. Then, you will hear back from us about your approval within 24 hours.* Once you’ve signed the agreement, you should receive your funds within another 24 hours.

Ready to get a
personal loan with Verto?

Get a loan quote, or
reach out to us at loansupport@vertopay.com